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payment refund policy

Payment Policies

All services offered by Ameya Life are offered on a fixed/flat fee basis and are not subject to any discounts or negotiations.

All fees have to be paid upfront before availing a particular service on the Ameya Life portal.

Suspension due to non-compliance with Agreement

Ameya life will make all possible efforts to provide you the best services for your payment. However, Ameya Life shall not incur any liability and shall declare any service guarantee void in event of one or more of the following circumstances:

If you have not provided the correct patient details including the patient’s name, address, telephone number, mobile number, details of treatment, Service Type Payment Account information, or the account information of the payee.

If, through no fault of Ameya Life, your payment account does not contain sufficient, funds to complete the transaction or the transaction exceeds the credit limit of your overdraft amount.

If the payment processing center is not working properly, and you know or have been advised by Ameya Life about the malfunction, before, at the time of, or immediately after you execute the transaction.

If circumstances beyond the control of Ameya Life (such as, but not limited to, fire, flood, or interference from external forces) prevent proper execution of the transaction and Ameya Life has taken reasonable precautions to avoid these circumstances.

In case of payment through credit card, if the details provided by user are inaccurate, incorrect or entered fraudulently.

If the user is in breach of any of the Terms and Conditions of this Agreement and/or the Terms and Conditions of the usage of Ameya Life.

Electronic Communication

You agree, understand and confirm that the credit card details provided by you for availing services of Ameya Life will be correct and accurate.

You confirm that you shall not use credit cards that are not lawfully owned by you.

You further agree and undertake to provide the correct and valid credit card details towww.ameyalife.com.

The said information will not be utilized and shared by www.ameyalife.com with any of the third parties unless required by law, regulation or court order.

Stop Payment Requests

Ameya Life cannot assist with a stop payment request for any payment scheduled using a Payment Account credit card. In any such case, you must immediately and directly contact your credit card company.


For consultancy services

Post your payment, refunds are only applicable from Ameya Life in the following situations:

According to the Terms and Conditions of payment to MediAngels, you can pay for Services offered by Ameya Life via cash, credit card, debit card or bank transfer. When you select a Ameya Life expert doctor for a consult, your credit/ debit card will be authorized, but NOT charged. Your credit/debit card will be charged only when the doctor accepts your query. In the event that your credit/debit card is charged, but the doctor has to refuse the query due to unavoidable and extenuating circumstances, you will be given an option of choosing another doctor from the specialty OR will be offered a complete refund, if you so desire. The refund will be credited to your account within 7 – 14 working days.

In case your credit card/debit card/payment account has been accidentally over-charged, please notify Ameya Life of the same at the earliest. Ameya Life will refund the outstanding amount to your Payment Account within 7-14 working days. In the reverse scenario, if the transaction amount during payment of the fee happens to be less than the actual fee amount, Ameya Life will debit the outstanding amount from your Payment Account and notify you of the same.

Further details regarding the Ameya Life Refund policy are as follows:

Once a query has been put forth to any specified doctor, and has been accepted by the said doctor, fee charges for the query will not be revoked under any circumstances.

It is mandatory for the patients to maintain their unique ID numbers, which would be provided at the time of placing a query and at the time of acceptance of the query by the concerned doctor. This number would be required to address any problems, if any..

In the majority of cases, there is NO other situation under which Ameya Life will provide a refund, except for the condition expressly mentioned above. In exceptional circumstances, the Ameya Life team will work with you to reach a mutually acceptable solution. Ameya Life intends to be objective, fair and reasonable in resolving such situations in order to maintain a positive and harmonious relationship with consumers.

For eInvestigation

eInvestigation is provided by a third party vendor and all refund queries should be directed to the vendor and NOT to Ameya Life. All refund related queries should be reported at the vendor’s help line number within a period of three days from the date of receipt of eInvestigation reports. All refund policies are governed by the Terms and Conditions on the vendor’s site.

For claiming refund, the customer should necessarily have the valid invoice of the investigations, so as to be able to get the refund.

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